2 Ways To Get A Good Credit Score Fast
Need to rebuild your credit? There are several ways to go about improving it. Some are obvious, some not as obvious. Here are two in particular that most people aren’t aware of: Go to a bank or credit union and get a prepaid credit card. This is where you give them $300 of your own money up front and they give you...
Major Hidden Factor That’s Killing Your Credit Score
One of the biggest mistakes people make when trying to be ‘responsible’ with their credit is using too much of it. Most people believe that if they use their credit cards to the max and pay it off at the end of the month, this helps build credit. This is not true. This actually looks as if you’re overusing your credit, thus...
6 Tips For Pulling Your Credit Score Out Of The Dumps
A shaky credit score means the difference between getting approved for a loan and being denied. And when you’re ready to go for that first home, or new car the last thing you want is to be denied. If you know your credit is bad, there’s no time like now to make steps towards improving it. Repairing your credit score won’t be...
Steps To Take Before Your Payday Loan Defaults
Have you gotten yourself into hot water because of a payday loan? These loans may seem like the perfect solution to your problems at first. Especially, when you need it for an unexpected expense. But if you aren’t careful, you may find yourself falling into default. The first time you’re unable to pay back your loan on time, you’ll be charged an...
4 Things You Should Know About Payday Loans Before Getting One
When you’re strapped for cash with nowhere to turn, taking out a payday loan may seem like a great quick fix option. But what most people don’t realize is that pay loans are usually the beginning to a vicious cycle of “catch up”. The borrower usually takes out a certain amount of money and in return they have to forfeit that portion...