How To Build Credit When You’re Just Starting Out: Part 1
If you’re new to the world of credit, then you probably know it isn’t easy to establish good credit. Getting lenders to trust you can be a challenge as they want proof that you’re trustworthy. It’s really a catch-22 because how can you prove that you’re trustworthy if you’ve never had a chance to show it. In part 1 of “How to...
Great Perks That Come With Being A Responsible Credit Card Owner
Are you ready to own a credit card? Owning one requires great responsibility and if handled right it will provide you with awesome perks. So, no matter if this is your first time, or if you’re easing your foot back into the credit card waters you’ll be glad to enjoy perks such as: Cash-back rewards – Incentives for spending a certain percentage....
Here’s What You Need To Know About Your Credit Score Before Applying For A Job
Who knew that getting hired for a new position could all come down to your credit history? It’s true. In several states, it’s perfectly legal for employers to pull your credit history during the hiring process. In their opinion, it determines your level of trustworthiness for the position they’d possibly be hiring you for. Although legal, this isn’t something the majority of...
How Employers Can Use Your Credit History During the Hiring Process
In the US, many employers have the right to look over your credit report before hiring you. Some say it’s justified for “trust” purposes. Others say it’s unfair to minorities or to those who are low income. The good news is there are some states where employers are prohibited from using your credit score against you. These states include: Delaware Connecticut Colorado...
5 Different Companies To Pull Your Credit Score From
It’s important to know that there are different places to pull your credit score from. It’s up to the lender which one they use, but the one most largely used is the FICO score. Keep note that different places offer credit scores. This is important when you’re pulling your credit score either from a paid or free agency. The most common places...