3 Practical (But Uncomfortable) Alternatives To PayDay Loans
When you’re in a bind, it can be really tempting to take out a payday loan. But, before you sign your name on the dotted line, take a moment to ask yourself if you’ve explored all your options yet. Studies show that nearly 80% of borrowers had other means of covering their shortage of cash. Some of the alternative options include: Borrowing...
How To Get A Car Loan Even With Bad Credit: Part 3
Now that you’re aware that you can find a lender who will take a chance on you, don’t make the mistake of going with the first fish that bites. You have to be sure that you’re making a sound financial decision that benefits you in the long run. This means not getting distracted by the promises of lower monthly payments in exchange...
How To Get A Car Loan Even With Bad Credit: Part 2
In part 1 of this series, we began exploring how to get a car loan even with bad credit. Bad credit is an issue many people have, but it doesn’t stop them from needing a ride. If you put in the leg work, you can definitely get the ride you need. Here are a few more ways to get it: Check out...
Need A Car? How To Get A Loan Even With Bad Credit: Part 1
Don’t be intimidated into thinking you can’t get a car loan if you have bad credit. Chances are strong you can get one, it may just take a little more effort on your part. Will the interest rates be high? Most likely they will, but they may not be as high as you think. It’s definitely worth doing your part and checking...
Realistic Steps To Take On Fixing Your Credit Report: Part 2
If you read Part 1 on Realistic Steps To Fixing Your Credit Report, then you know that you need to look at a copy of your report and challenge any errors that you see. Now, let’s move on to two other realistic steps you can take in order to fix your credit report. Ask for a goodwill adjustment: A goodwill adjustment is...